Understand how workers' compensation works in the state of Missouri.
With some minor exceptions, Missouri workers’ compensation law provides coverage for all workers injured on the job while working within Missouri. The Workers’ Compensation Division of the Missouri Department of Labor and Industrial Relations administers Missouri workers’ compensation law. The most important thing you can do is talk to a Workers’ Compensation attorney call Northland Injury Law at 816-400-4878.
Who Pays for the Ambulance to the Hospital?
Your employer’s worker’s compensation insurance pays all of your medical bills & treatment for a work-related injury. However, the incident at work must be the prevailing factor. The prevailing factor is the main cause, that is, 51% of the cause of your injury. You fell off the ladder in the warehouse and broke your leg. The fall is the prevailing factor in causing your broken leg.
Your bills for emergency treatment are covered in full no matter where the ambulance takes you. This is because in an emergency, there is no time to check what hospital is covered under your employer’s work comp insurance. Consequently, the ambulance, hospital, doctor & medications are covered by worker’s compensation insurance. Your health insurance will not pay those bills. You should not pay any ambulance, hospital, or emergency room doctor bill. This includes medical bills for x-rays, MRI, or C-T scans. You do not have to pay for filling prescriptions from the emergency department doctor’s orders. Also, you do not have to pay for any crutches, elastic wraps, wheelchair, or similar items the doctor prescribes. This means no deductible and no copay.
Talk to an Attorney
A Missouri attorney experienced in workers’ compensation can be an invaluable asset to your case, especially if you were seriously injured and cannot go back to work. You should strongly consider talking to a worker's comp attorney if you need to appeal a denial of your claim and/or your injuries are severe or complex. For a more comprehensive list of all the questions you might have about workers’ compensation, and for a free consultation, please call (816)-400-4878. If you have further questions about your case, do not hesitate to reach out to us by the phone number, through the contact form, or even with the live chat option listed on our site!