{"id":588,"date":"2016-06-09T08:31:16","date_gmt":"2016-06-09T08:31:16","guid":{"rendered":"https:\/\/northlandinjurylaw.com\/?p=588"},"modified":"2025-05-07T10:51:32","modified_gmt":"2025-05-07T10:51:32","slug":"seguro-de-accidentes-laborales-seguridad-en-el-trabajo","status":"publish","type":"post","link":"https:\/\/northlandinjurylaw.com\/es\/blog\/seguro-de-accidentes-laborales-seguridad-en-el-trabajo\/","title":{"rendered":"Seguro de accidentes laborales y seguridad en el trabajo"},"content":{"rendered":"

La semana pasada hablamos de la Ley y la Administraci\u00f3n de Seguridad y Salud en el Trabajo (OSHA) y de los derechos de los trabajadores y las responsabilidades de los empresarios que contempla. Pero, \u00bfqu\u00e9 ocurre cuando falla la seguridad en el trabajo y se produce una lesi\u00f3n? Este art\u00edculo trata del seguro de indemnizaci\u00f3n por accidente de trabajo que tienen las empresas y c\u00f3mo beneficia a los trabajadores lesionados. El proceso de compensaci\u00f3n de los trabajadores comienza inmediatamente despu\u00e9s de una lesi\u00f3n en el lugar de trabajo por lo que es importante entender los conceptos b\u00e1sicos de lo que debe hacer si se lesiona en el trabajo.<\/p>\n

Seguro de indemnizaci\u00f3n por accidentes laborales: \u00bfqui\u00e9n lo suscribe y qui\u00e9n est\u00e1 cubierto?<\/h5>\n

En el estado de Missouri, todo empresario que tenga cinco o m\u00e1s empleados debe tener un seguro de indemnizaci\u00f3n por accidentes laborales. En Missouri, los empresarios del sector de la construcci\u00f3n que levanten, derriben, modifiquen o reparen mejoras est\u00e1n obligados a tener un seguro de compensaci\u00f3n para trabajadores si tener uno o m\u00e1s empleados<\/strong>. Los trabajadores ferroviarios, postales y mar\u00edtimos est\u00e1n cubiertos por la leyes federales<\/a>y no por la ley Missouri de indemnizaci\u00f3n de los trabajadores.<\/p>\n

En Missouri Indemnizaci\u00f3n de los trabajadores <\/a>seguro un trabajador lesionado tiene derecho a prestaciones m\u00e9dicas y tambi\u00e9n puede tener derecho a prestaciones por incapacidad total temporal, incapacidad parcial permanente e incapacidad total permanente.<\/p>\n

\"Seguro<\/p>\n

\u00bfQu\u00e9 debo hacer si me he lesionado en el trabajo?<\/h5>\n
    \n
  1. Informe inmediatamente de su lesi\u00f3n a su empresario o supervisor<\/strong>. Si no comunica su lesi\u00f3n a la empresa en un plazo de 30 d\u00edas, puede poner en peligro su derecho a percibir prestaciones de compensaci\u00f3n de los trabajadores. Notif\u00edquelo por escrito a la empresa: incluya la fecha, hora y lugar de la lesi\u00f3n, la naturaleza de la misma y el nombre y direcci\u00f3n de la persona lesionada. Conserve una copia de la notificaci\u00f3n escrita para su archivo.<\/li>\n
  2. Busque atenci\u00f3n m\u00e9dica. <\/strong>Su empresario est\u00e1 obligado a proporcionarle el tratamiento y los cuidados m\u00e9dicos necesarios para curarle y aliviarle de los efectos de la lesi\u00f3n. Esto incluye todos los costes del tratamiento m\u00e9dico autorizado, las recetas y los dispositivos m\u00e9dicos. No hay franquicia y todos los gastos corren a cargo del seguro de accidentes de trabajo de la empresa. La ley Missouri establece que el empresario tiene derecho a elegir al m\u00e9dico tratante en todos los casos de indemnizaci\u00f3n por accidente de trabajo. Tenga en cuenta que si opta por consultar a otro m\u00e9dico, es posible que la empresa y su compa\u00f1\u00eda de seguros no tengan que pagar sus facturas. <\/strong><\/li>\n
  3. Inf\u00f3rmese sobre las ventajas adicionales<\/strong>. Adem\u00e1s de las prestaciones m\u00e9dicas, puede tener derecho a prestaciones por incapacidad temporal total y a prestaciones por incapacidad permanente parcial o permanente total. Tras el fallecimiento de un trabajador que ha sufrido un accidente de trabajo indemnizable, determinadas personas supervivientes pueden tener derecho a prestaciones semanales del empresario\/asegurador, as\u00ed como a gastos funerarios.<\/li>\n
  4. Hable con un abogado de inmediato si le deniegan las prestaciones de indemnizaci\u00f3n por accidente de trabajo o si le suspenden las prestaciones antes de que se recupere por completo.<\/strong>. Los beneficios de compensaci\u00f3n laboral y las leyes que los rodean pueden ser extremadamente confusos. Cada estado tiene sus propias leyes de Compensaci\u00f3n de Trabajadores con respecto a la cobertura y los beneficios. Es en su mejor inter\u00e9s de tener un abogado con conocimientos para ayudarle a navegar por el sistema.<\/li>\n<\/ol>\n

    \"\u00bfQu\u00e9<\/p>\n

    Los abogados de Northland Injury Law tienen experiencia en navegar por los entresijos del proceso de compensaci\u00f3n de los trabajadores y su experiencia puede ayudarle con una reclamaci\u00f3n complicada. Para una consulta gratuita, por favor llame al (816) 452-1800<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

    Last week, we covered the Occupational Safety and Health Act and Administration (OSHA) and the workers\u2019 rights and employer responsibilities it covers. But what happens when there is a failure of workplace safety and an injury occurs on the job? This post covers the workers\u2019 compensation insurance held by employers and how that benefits injured … <\/p>\n

    Seguir leyendo “Workers\u2019 Compensation Insurance and Workplace Safety”<\/span><\/a><\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-588","post","type-post","status-publish","format-standard","hentry","category-news","entry"],"acf":[],"yoast_head":"\nWorkers' Compensation Insurance and Workplace Safety<\/title>\n<meta name=\"description\" content=\"Workers' compensation insurance is a major protection for workers who have been injured at work. Learn what you need to do if you've been injured at work.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/northlandinjurylaw.com\/es\/blog\/seguro-de-accidentes-laborales-seguridad-en-el-trabajo\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Workers' Compensation Insurance and Workplace Safety\" \/>\n<meta property=\"og:description\" content=\"Workers' compensation insurance is a major protection for workers who have been injured at work. Learn what you need to do if you've been injured at work.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/northlandinjurylaw.com\/es\/blog\/seguro-de-accidentes-laborales-seguridad-en-el-trabajo\/\" \/>\n<meta property=\"og:site_name\" content=\"Northland Injury Law\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/accidentinjurylawyers\/\" \/>\n<meta property=\"article:published_time\" content=\"2016-06-09T08:31:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-07T10:51:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/northlandinjurylaw.com\/wp-content\/uploads\/2016\/06\/pdsicklv-300x199-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"300\" \/>\n\t<meta property=\"og:image:height\" content=\"199\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Eric Bartlett\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Eric Bartlett\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Seguro de accidentes laborales y seguridad en el trabajo","description":"El seguro de accidentes de trabajo es una protecci\u00f3n importante para los trabajadores que han sufrido lesiones en el trabajo. 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