{"id":384,"date":"2018-03-05T04:29:32","date_gmt":"2018-03-05T04:29:32","guid":{"rendered":"https:\/\/northlandinjurylaw.com\/?p=384"},"modified":"2024-05-23T14:09:18","modified_gmt":"2024-05-23T14:09:18","slug":"paga-danos-conductor-culpable-vehiculo-prestado","status":"publish","type":"post","link":"https:\/\/northlandinjurylaw.com\/es\/blog\/paga-danos-conductor-culpable-vehiculo-prestado\/","title":{"rendered":"\u00bfQui\u00e9n paga los da\u00f1os del conductor culpable en un veh\u00edculo prestado?"},"content":{"rendered":"

Cuando la mayor\u00eda de la gente piensa en reclamaciones por lesiones en accidentes de tr\u00e1fico, suele pensar que el conductor culpable es contra quien se presenta la reclamaci\u00f3n y que es su compa\u00f1\u00eda de seguros la que, en \u00faltima instancia, se har\u00e1 cargo del pago de la misma, ya sea a trav\u00e9s de un acuerdo o de una demanda. Pero, \u00bfqu\u00e9 ocurre si el conductor culpable no conduc\u00eda su propio veh\u00edculo cuando se produjo el accidente? \u00bfY si el veh\u00edculo era prestado? \u00bfQui\u00e9n es responsable entonces?<\/p>\n

\u00bfQui\u00e9n paga?<\/h4>\n

En la mayor\u00eda de los casos, la compa\u00f1\u00eda de seguros del propietario real del veh\u00edculo ser\u00e1 responsable de los da\u00f1os. Un ejemplo ser\u00eda si la persona que caus\u00f3 el accidente tom\u00f3 prestado el veh\u00edculo de un amigo suyo. Pero hay algunas circunstancias en las que su abogado tendr\u00e1 que presentar la reclamaci\u00f3n de manera diferente. Estas incluyen:<\/p>\n

El conductor culpable pidi\u00f3 prestado el veh\u00edculo a una persona que vive en el mismo domicilio<\/h5>\n

Si el propietario del veh\u00edculo tiene al conductor culpable incluido como conductor cubierto en su compa\u00f1\u00eda de seguros, entonces pagar\u00e1 el seguro de autom\u00f3vil del propietario. Pero si el conductor culpable es un conductor excluido, la compa\u00f1\u00eda de seguros no es responsable de los da\u00f1os. Es probable que tenga que presentar la reclamaci\u00f3n con su propia compa\u00f1\u00eda de seguros. Su abogado de accidentes tambi\u00e9n puede recomendarle presentar una demanda contra el propietario del veh\u00edculo por negligencia.<\/p>\n

El conductor culpable tom\u00f3 prestado un veh\u00edculo y el propietario no tiene seguro<\/h5>\n

Si el conductor del veh\u00edculo resulta tener su propio veh\u00edculo asegurado, entonces su abogado puede presentar una reclamaci\u00f3n contra esa p\u00f3liza de seguros. En cualquier momento que sus p\u00e9rdidas financieras superan los l\u00edmites de su p\u00f3liza de seguro, usted puede ser capaz de presentar una reclamaci\u00f3n con su propia p\u00f3liza de seguro bajo su cl\u00e1usula de motorista con seguro insuficiente.<\/p>\n

El conductor culpable conduc\u00eda un veh\u00edculo de alquiler<\/h5>\n

En los casos en que el\u00a0el conductor que caus\u00f3 el accidente conduc\u00eda un veh\u00edculo alquilado<\/a>Es probable que su abogado presente una reclamaci\u00f3n contra la p\u00f3liza de seguro del veh\u00edculo personal del conductor. En la mayor\u00eda de los casos, el\u00a0Enmienda Graves, ley federal aprobada en 2005<\/a>protege a la empresa de alquiler de ser demandada.<\/p>","protected":false},"excerpt":{"rendered":"

When most people think of car accident injury claims, they usually think that the at-fault driver is the one who the claim is filed against and it is their auto insurance carrier that will ultimately be responsible for paying the claim, whether through a settlement or through a lawsuit. But what happens if the at-fault … <\/p>\n

Seguir leyendo “Who Pays for Damages when At-Fault Driver in Borrowed Vehicle?”<\/span><\/a><\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9],"tags":[213,276,274,182,112],"class_list":["post-384","post","type-post","status-publish","format-standard","hentry","category-car-accidents","tag-auto-accident-attorney","tag-car-accident-lawyer-kcmo","tag-guest-driver","tag-kcmo-accidents","tag-negligent-entrustment","entry"],"acf":[],"yoast_head":"\nWho Pays for Damages when At-Fault Driver in Borrowed Vehicle? - Northland Injury Law<\/title>\n<meta name=\"description\" content=\"By: Eric Washburn When most people think of car accident injury claims, they usually think that the at-fault driver is the one who the claim is filed against and it is their auto insurance carrier that will ultimately be responsible for paying the claim, whether through a settlement or through a lawsuit. 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