Are Self-Employed Individuals Covered Under Workers’ Comp in Missouri?

Understand how workers’ compensation works in the state of Missouri.

With some minor exceptions, Missouri workers’ compensation law provides coverage for all workers injured on the job while working within Missouri. The Workers’ Compensation Division of the Missouri Department of Labor and Industrial Relations administers Missouri workers’ compensation law. The most important thing you can do is talk to a Workers’ Compensation attorney call Northland Injury Law at 816-400-4878.

Are Self-Employed Individuals Covered Under Workers’ Comp?

If you are a freelancer, an independent contractor, or a sole proprietor, you’re legally self-employed and not automatically covered by workers’ comp. Workers not classified as employees receive a 1099 form at the end of the tax year.

Although sole proprietors and partners are themselves not covered, they can individually elect to purchase workers’ compensation insurance.

Talk to an Attorney

A Missouri attorney experienced in workers’ compensation can be an invaluable asset to your case, especially if you were seriously injured and cannot go back to work. You should strongly consider talking to a worker’s comp attorney if you need to appeal a denial of your claim and/or your injuries are severe or complex. For a more comprehensive list of all the questions you might have about workers’ compensation, and for a free consultation, please call (816)-400-4878. If you have further questions about your case, do not hesitate to reach out to us by the phone number, through the contact form, or even with the live chat option listed on our site!