Who Pays My Hospital Bill in Missouri?

Understand how workers’ compensation works in the state of Missouri.

With some minor exceptions, Missouri workers’ compensation law provides coverage for all workers injured on the job while working within Missouri. The Workers’ Compensation Division of the Missouri Department of Labor and Industrial Relations administers Missouri workers’ compensation law. The most important thing you can do is talk to a Workers’ Compensation attorney call Northland Injury Law at 816-400-4878.

Who Pays My Hospital Bill?

See “Who Pays for the Ambulance to the Hospital” for information on who pays for the hospital bill on the day of the work-related accident.

Follow up visits as prescribed by the emergency department doctor, including any referrals to a specialist are covered under worker’s compensation. However, you need approval from the worker’s compensation insurance adjuster. Why? Because the deal is, if they are paying for your treatment, they get to choose who your doctor or physical therapist will be. The doctor will not treat your work injury until the work comp insurer approves payment in advance. Some employers will assign you a case manager. Usually this is a nurse, but it can be an insurance adjuster. These people can be helpful; however, you are not required to allow them into the treatment room with your doctor. After your examination, it is appropriate to meet in the doctor’s office, allowing the case manager to hear the doctor’s treatment plan for you.

Talk to an Attorney

A Missouri attorney experienced in workers’ compensation can be an invaluable asset to your case, especially if you were seriously injured and cannot go back to work. You should strongly consider talking to a worker’s comp attorney if you need to appeal a denial of your claim and/or your injuries are severe or complex. For a more comprehensive list of all the questions you might have about workers’ compensation, and for a free consultation, please call (816)-400-4878. If you have further questions about your case, do not hesitate to reach out to us by the phone number, through the contact form, or even with the live chat option listed on our site!